A+ Credit

• Perfect personal and business credit with many lines of credit
• No Bankruptcies
• Low revolving debt
• Few credit inquiries in last 12 months
• No evidence of suits, liens, collections, or judgments
• No foreclosures or repossessions
• Excellent score in credit desk
• No slow pay activity on personal or business credit
• Business should be established over 2 years with strong D&B Report
• Strong Full Financial Package may be requested for lowest rates
• True A+ credit can apply for lowest rates available

A Credit

• Excellent credit with many lines of credit
• No Bankruptcies
• Low revolving debt
• Few credit inquiries in last 12 months
• No evidence of suits, liens, collections, or judgments
• No foreclosures or repossessions
• Excellent score in credit desk
• No slow pay activity on personal or business credit
• Business should be established over 2 years with strong D&B Report
• True A credit may qualify for best "Application Only" rates available

B Credit

• Good overall credit with many lines of credit
• No Bankruptcies
• Lower revolving debt, under $25,000 and under 50% credit utilization
• Few credit inquiries in last 12 months
• Evidence of suits, liens, collections, or judgments that are satisfied or under $1,000 aggregate
• No foreclosures or repossessions
• Good score in credit desk
• No recent slow pay activity on personal or business credit
• New businesses and Business over 2 years old with good business credit

C Credit

• Bankruptcy on credit bureau or business over 7 years old
• Evidence of a few recent slow pays to creditors
• Open suits, liens or judgments (less than $1,000 aggregate)
• No foreclosures or repossessions
• Revolving debt considered high, or high utilization of available credit
• Explainable, high credit inquiries in last 12 months
• Credit bureau scoring not within credit desk standards
• These credits are considered on a case-by-case basis. Higher rates will apply. A Full Financial Package may be required.
• Unfortunately, we cannot lease to businesses under 2 years old with this credit criteria.

D Credit

• Bankruptcy less than 7 years old
• History of slow pay to creditors since bankruptcy
• History of suits, liens, judgments or collections
• Foreclosure or repossession
• High revolving debt on credit cards (without acceptable tax returns)
• High credit inquiries in last 12 months
• Unfortunately, we cannot lease to customers meeting this criteria